Roof Damage Weather Claim Clue

Many times you aren t sure of how to handle the insurance claim.

Roof damage weather claim clue.

Damage caused by unresolved maintenance issues. Most home insurance policies are designed to cover damage to your home s structure and belongings from high winds including those caused by tornadoes hurricanes winter storms etc. Falling objects such as a tree in a windstorm acts of god generally considered events outside human control like natural disasters roof damage may not be covered if. Write down detailed descriptions of the damage and its location on your roof to include with your claim.

When filing an insurance claim it is important to have evidence that the damage you are claiming is new. One of the best things that you can do whenever you begin the claims process is to ensure that you hire a high quality roofing contractor that has your interests in mind. Inspect the damaged areas as best as you can while remaining safe. If your roof has been leaking for years for example and you have ignored it until recently then you may not be able to claim damages caused by that leak.

Roof damage caused by wind and hail if your home insurance policy has wind and hail exclusions. In fact hail damage to your roof is one of the most common home insurance claims. If your roof shingles are curling cracked or covered in mildew and water gets in as a result it s possible you will have your roof insurance claim denied and you ll most likely wind up eating the costs. You have an old roof 10 20 years or older the roof has not been maintained which leads to the roof damage.