Tips for handling this process for roof damage from wind.
Roof claim for wind damage.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage.
Home insurance companies in past years have been walloped by numerous and expensive roof claims.
Inspect the damaged areas as best as you can while remaining safe.
If wind speeds are very high even new secure shingles can tear away.
Insurance companies will cover a large portion of wind damage to shingles gutters and downspouts and actual holes in the.
Other wind damage to a roof includes damage caused by falling objects and debris such as tree branches and downed powerlines.
Know that hail storms wind storms and other damage from natural disasters are all considered losses against your insurance policy so be aware follow these steps and work with your contractors and insurance company to make the roof insurance claim process as smooth as possible.
There are several types of damage high winds can cause to your roof including leaks missing shingles and gutter problems.
What it is and how to spot it high winds can cause damage to your roof even without hail or other harmful weather.
To combat this many home insurers have implemented different coverage levels.
Step 5 the insurance company sends an adjuster to your house to inspect your roof insurance claim assess the damage and determine what is and is not covered for your roof claim.
Step 6 the insurance company processes your roof damage insurance claim covering the cost of repairing your roof to its pre loss condition or replacing your roof according to the terms of your policy.
How then do you know your roof has been damaged by high winds.
They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company.
Write down detailed descriptions of the damage and its location on your roof to include with your claim.
Roofs are very susceptible to wind damage in part because high winds do not hit roofs uniformly.
Most of the time wind damage to your roof is gradual which means chances of spotting the damage as soon as it occurs are low.
Be observant and take careful notes.
Wind and hail damage.
Dealing with a wind damage insurance claim is a specialty.
